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    Is It A Good Time To Sell My House?

    By Doug Yopp | April 2, 2021

    Last year, many homeowners thought twice about selling their houses due to the onset of the health crisis. This year, however, homeowners are beginning to regain their confidence when it comes to selling safely. The latest Home Purchase Sentiment Index (HPSI) by Fannie Mae shows that 57% of consumers believe now is a good time to sell.  Doug Duncan, Vice President and... Read More

    The Reason Mortgage Rates Are Projected to Increase and What It Means For You

    By Doug Yopp | March 3, 2021

    We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of these remarkably low rates over the last twelve months. However, there’s no guarantee rates will remain this low much longer. Whenever we try... Read More

    Want to Build Wealth? Buy a Home This Year.

    By Doug Yopp | February 4, 2021

    Every year, households across the country make the decision to rent for another year or take the leap into homeownership. They look at their earnings and savings and then decide what makes the most financial sense. That equation will most likely take into consideration monthly housing costs, tax advantages, and other incremental expenses. Using these... Read More

    Reasons to Hire a Real Estate Professional [INFOGRAPHIC]

    By Doug Yopp | January 11, 2021

    Some Highlights Choosing the right real estate professional to work with is one of the most important decisions you can make in your home buying or selling process. The right agent can explain current market conditions and break down exactly what they mean for you. If you’re considering buying or selling a home this year,... Read More

    3 Graphs That Prove We’re Not Headed For a Foreclosure Crisis

    By Doug Yopp | November 17, 2020

    We all know the saying about assumptions. And if you don’t, well…just Google it. With the massive surge of unemployment that happened this year, it’s natural to assume that a massive surge of foreclosures will follow. However, history is not expected to repeat itself this time. Here are 3 simple graphs that prove why we’re... Read More

    Winter Will Bring a Flurry of Activity to the Housing Market

    By Doug Yopp | November 12, 2020

    In the second half of this year, the housing market surged with activity. Today, real estate experts are looking ahead to the winter season and the forecast is anything but chilly. As Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), notes: “It will be one of the best winter sales years ever.” The typical winter slowdown in the housing... Read More

    Forbearance Numbers Are Lower than Expected

    By Doug Yopp | August 20, 2020

    Originally, some housing industry analysts were concerned that the mortgage forbearance program (which allows families to delay payments to a later date) could lead to an increase in foreclosures when forbearances end. Some even worried that we might relive the 2006-2008 housing crash all over again. Once you examine the data, however, that seems unlikely.... Read More

    Why Foreclosures Won’t Crush the Housing Market Next Year

    By Doug Yopp | August 12, 2020

    With the strength of the current housing market growing every day and more Americans returning to work, a faster-than-expected recovery in the housing sector is already well underway. Regardless, many are still asking the question: will we see a wave of foreclosures as a result of the current crisis? Thankfully, research shows the number of... Read More

    Mortgage Rates Hit Record Lows for Three Consecutive Weeks

    By Doug Yopp | July 18, 2020

    Over the past several weeks, Freddie Mac has reported the average 30-year fixed mortgage rate dropping to record lows, all the way down to 3.03%. Last week’s reported rate reached the lowest point in the history of the survey, which dates back to 1971 (See graph below): What does this mean for buyers? This is... Read More

    Home Prices: It’s All About Supply and Demand

    By Doug Yopp | June 2, 2020

    As we enter the summer months and work through the challenges associated with the current health crisis, many are wondering what impact the economic slowdown will have on home prices. Looking at the big picture, supply and demand will give us the clearest idea of what’s to come. Making our way through the month of... Read More